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Customer Complaints

Making a complaint

We want you to have a positive experience with CarCoop. If something is not right, tell us. We aim to resolve every issue quickly and fairly.

How to contact us

Phone
1300 614 299

Mon to Fri, 9am to 5pm AEST

Email
feedback@carcoop.com.au
SMS
0436 968 608
Online
Complaint form

How we handle your complaint

Our Internal Dispute Resolution (IDR) process.

1

We confirm we got it

Within 1 business day.

2

We work with you to fix it

At each level, we contact you within 2 business days with options or a plan. Not happy with the progress? Ask to go to the next level.

Level Who handles it We contact you within
1Account Manager2 business days
2Team Leader2 business days
3Head of Customer Care2 business days
4Compliance Manager2 business days
5CEOFinal decision

Want to speak to a manager? Just ask.

3

You get our answer in writing

We aim to resolve it quickly and won't wait for the deadline. At the latest, within 30 days, or 21 days if it is about financial hardship, postponing payments or a default notice.

4

Still not resolved?

If your issue or complaint is not resolved through our Internal Dispute Resolution (IDR) process, we will confirm how you can raise it with the Australian Financial Complaints Authority (AFCA), a free and independent service.

Australian Financial Complaints Authority (AFCA)

AFCA is a free, independent service that resolves complaints about financial firms. If you contact AFCA before we have had the chance to fix your complaint, AFCA will usually refer it back to us first. The quickest way to get things sorted is to contact us first. You can still contact AFCA at any time. Time limits may apply.

Website: www.afca.org.au

Email: info@afca.org.au

Phone: 1800 931 678 (free call)

Mail: GPO Box 3, Melbourne VIC 3001

Need help making a complaint?

  • Need an interpreter? Call TIS National on 131 450 and ask them to call us.
  • Deaf, or find it hard hearing or speaking? Contact us through the National Relay Service.
  • Someone you trust, like a family member, friend or financial counsellor, can contact us for you with your permission.
  • Free financial counselling: National Debt Helpline 1800 007 007.

Make a complaint online

Tell us what happened and how we can make it right.


    Read our full Complaints Policy.

    © 2026 CarCoop Pty Ltd
    CarCoop Pty Ltd is a credit representative of
    M & CM Pty Ltd

    Australian Credit Licence 392330
    AFCA Membership: 88729
    ABN: 22 634 044 321
    Level 1, 104 Frome Street
    Adelaide SA, 5000 Australia

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